Leveraging your right to appraisal
Texas Appraisal Clause
The appraisal clause allows you, the policyholder, to demand an appraisal of the loss when there is a disagreement.
Such a disagreement can happen for various reasons and is more common than you may think – but the bottom line is that you must be treated fairly. Each party selects a competent and unbiased appraiser to evaluate the loss to ensure this is the case independently.
The appraisers may not be capable of achieving an exact answer. If the two appraisers cannot reach a consensus, a neutral umpire is also chosen to determine the proper amount of damage if they cannot agree.
What is an Appraisal Clause?
The appraisal clause allows you, the policyholder, to demand an appraisal of the loss when there is a disagreement.
Each party selects a competent and unbiased appraiser to evaluate the amount of the loss independently.
A neutral umpire is also selected to determine the correct amount of the loss if the two appraisers cannot agree.
If you’ve been in a collision and your insurance company won’t cover the damages, we can help. Our certified appraisers specialize in assessing collision damage, and we maintain ICar and ASE certifications to stay current on collision repair.
Our experience in delivering appraisals can get the repair bill covered.
When to Use
- When insurance refuses to pay a portion of the repair bill.
- Insurance refuses to pay towing and storage.
- The insurance offers less for your vehicle in a total loss.
Benefits
- Low Cost
- Quick Process
- Legally Binding